Refund, Reshipment, Shipping, Chargeback & Fraud Policy

Guardian Labs Refund, Reshipment, Shipping, Chargeback & Fraud Policy

Effective Date: September 22, 2026

Guardian Labs is committed to providing accurate order fulfillment, responsive customer service, and fair resolution of legitimate customer concerns.

This policy explains the procedures and requirements that apply to refunds, replacements, reshipments, shipping claims, payment disputes, chargebacks, suspected fraud, and account restrictions.

By placing an order with Guardian Labs, the customer acknowledges and agrees to the policies below, subject to any rights that cannot legally be waived or restricted.


1. CUSTOMER RESPONSIBILITY

Customers are responsible for reviewing all order details before completing checkout.

This includes:

  • Products ordered

  • Quantities

  • Shipping address

  • Billing information

  • Email address

  • Phone number

  • Shipping method

  • Promotional codes

  • Payment information

Customers should contact Guardian Labs as soon as possible if an order contains incorrect information.

Once an order has entered fulfillment or has been transferred to a shipping carrier, Guardian Labs may be unable to modify or cancel the order.


2. ORDER CANCELLATIONS

Cancellation requests must be submitted before the order has been processed for shipment.

Guardian Labs cannot guarantee that a cancellation request will be completed.

If an order has already been packed, labeled, fulfilled, or transferred to the carrier, the order may no longer be eligible for cancellation.

Customers should contact Guardian Labs immediately if they need to request an order cancellation.


3. REFUND POLICY

Refund requests are reviewed individually.

A refund may be considered when:

  • Guardian Labs shipped the wrong item.

  • Guardian Labs shipped the wrong quantity.

  • Guardian Labs confirms that an order was not properly fulfilled.

  • A duplicate payment was collected.

  • Guardian Labs approves a refund based on the circumstances of the order.

  • A refund is otherwise required by applicable law.

Submitting a refund request does not automatically guarantee approval.

Guardian Labs reserves the right to request photographs, packaging images, shipping documentation, transaction information, or other supporting evidence before approving a refund.


4. NON-REFUNDABLE ITEMS

Unless otherwise required by law or specifically approved by Guardian Labs, refunds may not be available for:

  • Orders that have already been delivered as ordered.

  • Products opened or altered after delivery.

  • Orders placed using incorrect customer-provided information.

  • Orders sent to an incorrect address supplied by the customer.

  • Customer dissatisfaction that does not involve a fulfillment error.

  • Delays caused solely by the shipping carrier.

  • Refusal of delivery.

  • Orders abandoned or rejected by the customer.

  • Promotional or complimentary products.

  • Free gifts.

  • Store credit.

  • Gift cards.

  • Shipping charges after shipment has occurred.

  • Package protection fees after shipment has occurred.

Guardian Labs may make exceptions at its discretion.


5. REFUND PROCESSING

Approved refunds will generally be returned to the original payment method whenever possible.

Processing times vary by bank, card issuer, and payment provider.

Once Guardian Labs submits a refund, the customer is responsible for allowing reasonable processing time for the financial institution to post the refund.

A pending refund is not considered a failure to refund simply because the financial institution has not yet posted the transaction.

Customers should contact Guardian Labs before filing a chargeback concerning an already-issued refund.


6. STORE CREDIT

In certain circumstances, Guardian Labs may offer store credit instead of a cash refund.

Store credit may be offered for:

  • Customer-service resolutions

  • Promotional adjustments

  • Courtesy accommodations

  • Shipping issues

  • Approved product claims

  • Partial order adjustments

Unless otherwise stated, store credit:

  • Has no cash value.

  • Cannot be redeemed for cash.

  • Cannot be transferred without approval.

  • May be subject to promotional exclusions.

  • May be revoked if issued because of fraud, abuse, or error.


7. ORDER ERRORS

Customers should inspect their order promptly after delivery.

If an order contains an incorrect item, missing item, damaged shipment, incorrect quantity, or other fulfillment issue, the customer should contact Guardian Labs as soon as reasonably possible.

Guardian Labs may request:

  • Photographs of the package

  • Photographs of the shipping label

  • Photographs of the contents

  • Photographs of damaged materials

  • Order number

  • Packaging documentation

  • Carrier information

Customers should retain all packaging until Guardian Labs completes its review.

Discarding packaging or shipping materials may limit Guardian Labs’ ability to verify or resolve the claim.


8. RESHIPMENTS AND REPLACEMENTS

Guardian Labs may approve a replacement or reshipment when it determines that an order was:

  • Incorrectly fulfilled

  • Damaged during transit

  • Lost in transit

  • Missing confirmed items

  • Otherwise eligible for replacement

Approval is based on the facts and documentation associated with the order.

Guardian Labs may choose to issue:

  • A replacement shipment

  • A partial replacement

  • Store credit

  • A refund

  • Another reasonable resolution

The appropriate remedy will depend on the circumstances.


9. LOST PACKAGES

A package is not automatically considered lost because tracking has temporarily stopped updating.

Carrier scans may be delayed.

Before approving a lost-package claim, Guardian Labs may require:

  • A reasonable waiting period.

  • Carrier tracking review.

  • Carrier investigation.

  • Customer confirmation that the package was not received.

  • Verification of the shipping address.

Guardian Labs may also require customers to cooperate with the carrier’s lost-package investigation.


10. PACKAGE MARKED DELIVERED

If tracking shows that a package was delivered but the customer cannot locate it, the customer should first:

  • Check the delivery location.

  • Check mailboxes, parcel lockers, porches, garages, and surrounding areas.

  • Ask household members.

  • Check with neighbors when appropriate.

  • Contact the carrier.

  • Confirm that the shipping address was entered correctly.

Carrier delivery confirmation may be considered evidence that Guardian Labs fulfilled its shipping obligation.

However, Guardian Labs will review reasonable delivery concerns on a case-by-case basis.


11. INCORRECT SHIPPING ADDRESS

Customers are responsible for providing an accurate shipping address.

Guardian Labs is not responsible for delivery failures caused by an incorrect, incomplete, or outdated address supplied by the customer.

If a shipment is returned to Guardian Labs because of an incorrect customer-provided address, Guardian Labs may require payment of additional shipping charges before reshipment.

Guardian Labs is not obligated to refund shipping costs resulting from customer address errors.


12. RETURNED OR REFUSED SHIPMENTS

Customers should not intentionally refuse a shipment without first contacting Guardian Labs.

Refused, rejected, abandoned, or unclaimed shipments may not automatically qualify for a refund.

If a shipment is returned to Guardian Labs, the customer may be responsible for:

  • Original shipping charges

  • Return shipping charges

  • Additional reshipping charges

  • Carrier fees

Guardian Labs may deduct applicable shipping or carrier costs from any approved refund where permitted.


13. DAMAGED SHIPMENTS

If a shipment arrives damaged, the customer should contact Guardian Labs promptly.

Customers should provide clear photographs showing:

  • Exterior packaging

  • Shipping label

  • Internal packaging

  • Damaged items

  • Visible leakage, breakage, crushing, or other damage

Customers should not discard the shipment or packaging until Guardian Labs completes its review.

Guardian Labs may require documentation for carrier insurance or shipping claims.


14. SHIPPING DELAYS

Guardian Labs provides estimated fulfillment and shipping timelines.

Shipping estimates are not guaranteed delivery dates unless specifically stated otherwise.

Carrier delays may occur because of:

  • Weather

  • Holidays

  • Transportation disruptions

  • Regional service interruptions

  • Carrier errors

  • Natural disasters

  • Government restrictions

  • Operational disruptions

A carrier delay alone does not automatically qualify an order for a refund or chargeback.


15. PACKAGE PROTECTION

When package protection is offered and purchased, claims may be subject to the terms and limitations associated with the applicable protection program.

Customers may be required to submit supporting documentation within the claim period.

Failure to submit required information or cooperate with the claims process may affect eligibility.


16. PROMOTIONAL ORDERS

Promotional discounts, free items, bundled products, rewards, credits, or other incentives are subject to the terms of the applicable promotion.

If an order is partially refunded, cancelled, returned, disputed, or charged back, Guardian Labs may adjust promotional benefits accordingly.

This may include:

  • Removing free-item eligibility

  • Recalculating discounts

  • Reversing rewards points

  • Revoking promotional credits

  • Deducting the value of complimentary items from an eligible refund when permitted

Customers may not manipulate promotions, discount codes, account registrations, or referral systems to obtain benefits that were not intended by the promotion.


17. CONTACT GUARDIAN LABS BEFORE FILING A PAYMENT DISPUTE

Guardian Labs requires customers to make a reasonable attempt to contact Guardian Labs regarding any order, billing, shipping, refund, or payment concern before initiating a chargeback or payment dispute.

Customers should provide:

  • Full name

  • Order number

  • Description of the concern

  • Relevant documentation

This requirement gives Guardian Labs an opportunity to investigate the issue and resolve legitimate problems directly.


18. CHARGEBACKS FILED WITHOUT PRIOR CONTACT

If a customer files a chargeback without first making a reasonable attempt to resolve the issue with Guardian Labs, Guardian Labs reserves the right to:

  • Contest the chargeback.

  • Submit supporting evidence.

  • Suspend the customer’s account.

  • Cancel pending orders.

  • Refuse future transactions.

  • Permanently prohibit the customer from purchasing from Guardian Labs.

  • Restrict associated accounts or payment methods where reasonably necessary to prevent additional disputes or abuse.

Guardian Labs may submit relevant documentation to the payment provider, including:

  • Order records

  • Payment records

  • Order confirmations

  • Customer communications

  • Website policy acceptance

  • Shipping records

  • Tracking information

  • Delivery confirmation

  • Billing information

  • IP or device information where lawfully collected

  • Fraud-screening results

  • Refund records

  • Replacement records

  • Promotional terms

  • Checkout acceptance records

Guardian Labs will only provide information reasonably related to the dispute.


19. UNAUTHORIZED TRANSACTION CLAIMS

Customers who believe their payment information was used without authorization should contact Guardian Labs promptly.

Guardian Labs will cooperate with legitimate fraud investigations.

A genuinely unauthorized transaction should be reported promptly to the appropriate payment provider or financial institution.

Nothing in this policy is intended to prevent a customer from exercising lawful rights involving actual fraud, identity theft, or unauthorized payment activity.


20. FRIENDLY FRAUD AND CHARGEBACK ABUSE

Guardian Labs considers knowingly false or misleading chargeback claims to be chargeback abuse.

Examples may include situations where a customer:

  • Claims not to recognize a transaction they knowingly authorized.

  • Claims an order was not received despite verified delivery.

  • Claims a refund was never issued when payment records confirm otherwise.

  • Claims merchandise was not provided when documentation shows fulfillment.

  • Files a dispute after receiving a replacement or agreed resolution.

  • Makes materially false statements to obtain both the merchandise and a refund.

  • Repeatedly uses chargebacks instead of contacting customer service.

Guardian Labs reserves the right to contest these disputes and restrict future purchases.


21. FRAUD PREVENTION AND ORDER REVIEW

Guardian Labs may use fraud-prevention systems and manual order review to protect customers and the business.

An order may be held, cancelled, or refunded if Guardian Labs identifies unusual or potentially fraudulent activity.

Factors may include:

  • Billing and shipping mismatches

  • Unusual purchase patterns

  • Repeated declined transactions

  • High-risk payment indicators

  • Multiple customer identities

  • Unusual account activity

  • Previous chargebacks

  • Previous fraudulent transactions

  • Attempts to bypass transaction limits

  • Fraud-screening alerts

An order being selected for review does not necessarily mean that the customer committed fraud.


22. IDENTITY OR PAYMENT VERIFICATION

In higher-risk situations, Guardian Labs may request additional verification before processing an order.

Verification may include confirmation of:

  • Billing information

  • Shipping information

  • Email address

  • Phone number

  • Payment ownership

  • Order authorization

Guardian Labs will not request sensitive information unless reasonably necessary and will handle information according to applicable privacy practices.

If required verification cannot be completed, Guardian Labs may cancel and refund the transaction.


23. MULTIPLE ACCOUNTS AND POLICY EVASION

Customers may not create multiple accounts or use alternate:

  • Names

  • Email addresses

  • Payment methods

  • Shipping addresses

  • Accounts

for the purpose of circumventing:

  • Account restrictions

  • Purchase restrictions

  • Promotional limits

  • Prior bans

  • Fraud controls

  • Chargeback restrictions

Guardian Labs may cancel orders reasonably associated with attempts to evade prior account restrictions.


24. ACCOUNT SUSPENSION AND REFUSAL OF SERVICE

Guardian Labs reserves the right to refuse future transactions when reasonably necessary to protect the business, its customers, or its payment systems.

This may include customers associated with:

  • Fraud

  • Repeated chargebacks

  • Threats

  • Payment abuse

  • Promotional abuse

  • Identity misrepresentation

  • Repeated policy violations

  • Repeated refusal to cooperate with legitimate order investigations

Where appropriate, Guardian Labs may permanently suspend purchasing privileges.

Nothing in this provision permits discrimination prohibited by applicable law.


25. DISPUTES INVOLVING DELIVERED ORDERS

If a customer disputes a transaction for merchandise confirmed as delivered, Guardian Labs may submit tracking and delivery confirmation to the payment provider.

Depending on the carrier and available records, this may include:

  • Tracking history

  • Delivery date

  • Delivery location

  • Signature confirmation

  • Carrier delivery scan

  • Delivery photograph

  • Address confirmation

Guardian Labs will respond based on the available evidence.


26. DUPLICATE REFUNDS AND DOUBLE RECOVERY

Customers are not entitled to receive both:

  1. A refund, replacement, store credit, or other reimbursement from Guardian Labs, and

  2. A separate recovery through a chargeback for the same loss.

If a chargeback is filed after Guardian Labs has already provided compensation, Guardian Labs may contest the chargeback and submit evidence of the prior resolution.


27. PENDING CHARGEBACKS

Once a chargeback is opened, Guardian Labs may be limited in its ability to issue additional refunds through the original transaction.

Customers should communicate with Guardian Labs before initiating a dispute whenever reasonably possible.

If a chargeback has already been filed, Guardian Labs may require the payment-provider dispute process to conclude before additional reimbursement is issued.


28. EVIDENCE RETENTION

Guardian Labs may retain business records reasonably necessary to:

  • Fulfill orders

  • Resolve customer complaints

  • Process refunds

  • Respond to disputes

  • Prevent fraud

  • Comply with accounting obligations

  • Comply with legal obligations

  • Defend legitimate business interests

Records may include transaction, order, fulfillment, shipping, customer-service, and checkout acceptance information.


29. FALSE OR MISLEADING INFORMATION

Customers must provide accurate information when placing orders or requesting refunds, replacements, or other resolutions.

Guardian Labs may deny a claim when it reasonably determines that the customer submitted materially false, altered, or misleading information.

Guardian Labs may also restrict future purchasing privileges in cases involving intentional fraud or abuse.


30. CUSTOMER COOPERATION

Customers seeking a refund, reshipment, replacement, or other resolution must reasonably cooperate with Guardian Labs’ investigation.

This may include providing:

  • Photographs

  • Tracking details

  • Written descriptions

  • Carrier claim information

  • Order information

  • Payment details sufficient to locate the transaction

Failure to provide reasonably requested information may prevent Guardian Labs from validating the claim.


31. POLICY ABUSE

Guardian Labs reserves the right to deny refunds, replacements, reshipments, promotional credits, or other discretionary accommodations when there is evidence of systematic abuse.

Examples include:

  • Repeated claims involving delivered orders

  • Repeated missing-item claims

  • Repeated promotional abuse

  • Multiple account creation

  • Altered evidence

  • False shipping claims

  • False fraud claims

  • Repeated chargebacks

This provision does not eliminate any rights customers have under applicable law.


32. RIGHT TO REVIEW CLAIMS INDIVIDUALLY

Every situation may involve different facts.

Guardian Labs reserves the right to review claims individually and determine an appropriate resolution based on:

  • Transaction records

  • Customer communications

  • Shipping records

  • Payment records

  • Applicable policies

  • Available evidence

  • Applicable law


33. POLICY CHANGES

Guardian Labs may update this policy from time to time.

Changes will apply prospectively unless otherwise permitted by law.

The version applicable to an order will generally be the version in effect when the transaction occurred.


34. CONTACT INFORMATION

Questions about an order, refund, shipment, replacement, or payment dispute should be directed to Guardian Labs before initiating a chargeback whenever reasonably possible.

Guardian Labs
Email: chris@guardianlabs.life
Website: guardianlabs.life

When contacting Guardian Labs, include your order number and a detailed description of the issue.


IMPORTANT PAYMENT DISPUTE NOTICE

Please contact Guardian Labs before filing a chargeback.

We will make a reasonable effort to resolve legitimate order, shipping, billing, or refund concerns directly.

Customers who initiate abusive, fraudulent, misleading, or unsupported chargebacks may have their purchasing privileges permanently suspended, and Guardian Labs may contest the dispute using available transaction, fulfillment, shipping, and communication records.

This policy does not limit any consumer right that cannot legally be waived or restricted.

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